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Handling A Claim for A Damaged Bike with Serious Upgrades

Handling A Claim for A Damaged Bike with Serious Upgrades

My good friend Paul is a masters criterium racer. He is one of those cyclists who will buy a bike then spend an inordinate amount of time and money optimizing it for performance. Every bike that he has ever owned ends up far more valuable than it began.

A couple of years back, Paul contacted me after a motorist backed into his bike, damaging the front wheel and cracking the fork. The bike had an integrated frame/fork, so the damage meant the bike was a total loss. Though the insurance company accepted that the bike required full replacement, the . . .

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